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   <title> Financial Planning Blog  </title>
   <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html</link>
   <description>This Financial Planning Blog is dedicated to people who dare to achieve their dreams.</description>
   <language>en-us</language>
   <category domain = "http://www.financialplanninginfoguide.com/financial-planning-blog.html#">financial planning</category>
   <pubDate>Wed, 01 Feb 2012 05:08:53 GMT</pubDate>
   <lastBuildDate>Wed, 01 Feb 2012 05:08:53 GMT</lastBuildDate>
   <copyright>financialplanninginfoguide.com</copyright>
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    <title>Are Annuities Beneficial for Retirees</title>
    <link>http://www.financialplanninginfoguide.com/are-annuities-beneficial-for-retirees.html</link>
    <description>Have you ever wondered why people run for pensions after retirement? Do you think that the money the pensioners earn at the end of every month can respond</description>
    <pubDate>Wed, 01 Feb 2012 05:08:51 GMT</pubDate>
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    <title>An Easier Way To Budget</title>
    <link>http://www.financialplanninginfoguide.com/an-easier-way-to-budget.html</link>
    <description>If you are new at all to the procedure connected with planning and also sticking to a spending budget in that case you will find the procedure a tad complicated</description>
    <pubDate>Fri, 04 Nov 2011 16:18:59 GMT</pubDate>
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    <title>Credit card debt management, some tips to consider</title>
    <link>http://www.financialplanninginfoguide.com/credit-card-debt-management.html</link>
    <description>Find some productive ways for credit card debt management</description>
    <pubDate>Tue, 04 Oct 2011 00:44:30 GMT</pubDate>
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    <title>Free financial advice hitting 30 cities in October</title>
    <link>http://www.financialplanninginfoguide.com/free-financial-advice-hitting-30-cities-in-october.html</link>
    <description>Free clinics called “Financial Planning Days” will hit 30 cities around the country in October.  The day-long clinics will feature workshops on topics</description>
    <pubDate>Wed, 21 Sep 2011 02:34:41 GMT</pubDate>
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    <title>Financial planning links</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-links.html</link>
    <description>Some financial planning links of interest</description>
    <pubDate>Mon, 29 Aug 2011 00:59:58 GMT</pubDate>
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    <title>Life insurance planning</title>
    <link>http://www.financialplanninginfoguide.com/life-insurance-planning-2.html</link>
    <description>Life insurance planning is rapidly becoming a must-have for the family to be able to cope financially if the worst should happen.</description>
    <pubDate>Sun, 28 Aug 2011 15:54:37 GMT</pubDate>
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    <title>Life insurance with cash value</title>
    <link>http://www.financialplanninginfoguide.com/life-insurance-with-cash-value.html</link>
    <description>Life insurance with cash value has many benefits, let's learn which...</description>
    <pubDate>Sat, 27 Aug 2011 17:15:00 GMT</pubDate>
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    <title>Utilizo el software &quot;Save Money&quot; de finanzas personales</title>
    <link>http://www.financialplanninginfoguide.com/utilizo-el-software-save-money-de-finanzas-personales.html</link>
    <description>Es un software que tiene metodologia de ahorro, es decir, ademas de mantener un control de ingresos y egresos te ayuda a ahorrar.  En este momento esta</description>
    <pubDate>Mon, 02 May 2011 17:21:12 GMT</pubDate>
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    <title>Free personal finance clinics on Saturday</title>
    <link>http://www.financialplanninginfoguide.com/free-personal-finance-clinics-on-saturday.html</link>
    <description>As part of the Bankruptcy Section of the North Carolina Bar Association’s Financial Health Clinic Day, free clinics on personal finance will be held in</description>
    <pubDate>Fri, 29 Apr 2011 15:00:17 GMT</pubDate>
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    <title>Webinar Prepares Educators to Teach About Personal Finance</title>
    <link>http://www.financialplanninginfoguide.com/webinar-prepares-educators-to-teach-about-personal-finance.html</link>
    <description>The North Dakota State University Extension Service is hosting two identical webinars May 17 and 18 to help high school teachers be better prepared to</description>
    <pubDate>Wed, 27 Apr 2011 18:28:04 GMT</pubDate>
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    <title>Money Smart Week 2011 KICKOFF! 500+ FREE personal finance classes offered</title>
    <link>http://www.financialplanninginfoguide.com/money-smart-week-2011-kickoff-500-free-personal-finance-classes-offered.html</link>
    <description>Time to get smart with your money and learn how it can work for you! This year Money Smart Week will run April 2 - 9, 2011 with over 500 free educational</description>
    <pubDate>Sun, 03 Apr 2011 15:44:01 GMT</pubDate>
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    <title>Financial planning seminars in San Joaquin</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-seminars-in-san-joaquin.html</link>
    <description>The Financial Planning Association of San Joaquin County will present a series of educational seminars Jan. 29.  Planning Pays Off 2011 will begin at 8</description>
    <pubDate>Sat, 22 Jan 2011 05:33:28 GMT</pubDate>
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    <title>Financial planning seminar in Hillsborough, Tampa</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-seminar-in-hillsborough-tampa.html</link>
    <description>UF/IFAS Hillsborough County Extension &amp; the Financial Planning Association of Tampa Bay are partnering to present a series that will help people plan financially</description>
    <pubDate>Wed, 19 Jan 2011 21:48:56 GMT</pubDate>
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    <title>Financial Planning Basics for Young Families.</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#Financial-Planning-Basics-for-Young-Families.</link>
    <description>This workshop will present and discuss a list of critical financial strategies and actions specifically for young families. It will address important concepts beyond just saving, investing and managing cash. More information:</description>
    <pubDate>Mon, 17 Jan 2011 00:03:52 GMT</pubDate>
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    <title>Financial Planning Helps You Get Where You Want To Go</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-helps-you-get-where-you-want-to-go.html</link>
    <description>When you drive, you tend to steer towards where you look.  The same holds true with your finances.  If you have a planned approach to what you want to</description>
    <pubDate>Fri, 07 Jan 2011 23:09:45 GMT</pubDate>
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    <title>Invest Plus</title>
    <link>http://www.financialplanninginfoguide.com/invest-plus.html</link>
    <description>I am suggest for Invest Plus. Invest Plus is Portfolio management with Accounting feature. Invest Plus has import facility for 120 indian broker's contract</description>
    <pubDate>Mon, 27 Dec 2010 17:06:46 GMT</pubDate>
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    <title>Financial Freedom</title>
    <link>http://www.financialplanninginfoguide.com/financial-freedom.html</link>
    <description>Financial planning is essential for those who dream to retire young still can sustain their chosen lifestyle because they have enough allocation for their</description>
    <pubDate>Fri, 12 Nov 2010 03:37:47 GMT</pubDate>
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    <title>Say goodbye to traditional free checking</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#Say-goodbye-to-traditional-free-checking</link>
    <description>NEW YORK (AP) -- Free checking as we know it is ending.

The days when you could walk into a bank branch and open an account with no charges and no strings attached appear to be over. Now you have to jump through some hoops -- keep a high balance, use direct deposit or swipe your debit card several times a month.

Read this article here:</description>
    <pubDate>Wed, 20 Oct 2010 04:30:25 GMT</pubDate>
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    <title>FREE Teen Financial Education Workshop(s) Introducing Personal Finance and Entrepreneurship Education Programs</title>
    <link>http://www.financialplanninginfoguide.com/free-teen-financial-education-workshops-introducing-personal-finance-and-entrepreneurship-education-programs.html</link>
    <description>FREE Personal Finance &amp; Entrepreneurship Education Workshops for teens ages 13-18 sponsored by the California State Lottery.  In support of youth financial</description>
    <pubDate>Thu, 14 Oct 2010 17:46:44 GMT</pubDate>
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    <title>Estate planning seminar in in Lewiston, Maine</title>
    <link>http://www.financialplanninginfoguide.com/estate-planning-seminar-in-in-lewiston-maine.html</link>
    <description>A presentation on Why Have an Estate Plan? will be held from 5:30 to 7:30 p.m. Thursday, Oct. 14, at the Androscoggin Bank Community Room.  Erin Collins,</description>
    <pubDate>Thu, 14 Oct 2010 17:41:12 GMT</pubDate>
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    <title>About financial planning days...</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#About-financial-planning-days...</link>
    <description>With a shared vision in mind, four national non-profit organizations – Certified Financial Planner Board of Standards, Inc.®, Financial Planning Association®, the Foundation for Financial Planning, and the U.S. Conference of Mayors – have joined forces to offer the Financial Planning Days initiative.  

This ground-breaking program is designed to unite the collective resources of the financial planning community and city governments nationwide to assist Americans in need of financial guidance through a series of free Financial Planning Day events.

To get more details and find an event click here:</description>
    <pubDate>Thu, 07 Oct 2010 18:17:11 GMT</pubDate>
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    <title>Eugene Financial Planning Day</title>
    <link>http://www.financialplanninginfoguide.com/eugene-financial-planning-day.html</link>
    <description>Here are the details of this session:   10:00 am - 4:00 pm Sheldon Community Center 2445 Willakenzie Road Eugene, OR 97401  More details? Visit this page:</description>
    <pubDate>Thu, 07 Oct 2010 18:14:14 GMT</pubDate>
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    <title>Yes! once again this week is financial planning week</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#Yes!-once-again-this-week-is-financial-planning-week</link>
    <description>The Financial Planning Association (FPA) is celebrating the 9th annual Financial Planning week from October 4th, 2010 to October 10th, 2010.

FPA will host activities like free financial advice. More info here:</description>
    <pubDate>Thu, 07 Oct 2010 04:15:28 GMT</pubDate>
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    <title>Working with the Community</title>
    <link>http://www.financialplanninginfoguide.com/working-with-the-community.html</link>
    <description>Considering the high number of foreclosures and credit card debt cases in the US of recent, I have realized that many of us do not know how to make informed</description>
    <pubDate>Thu, 23 Sep 2010 19:26:18 GMT</pubDate>
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    <title>Factors That a Lender Consider When Evaluating Your Mortgage</title>
    <link>http://www.financialplanninginfoguide.com/factors-that-a-lender-consider-when-evaluating-your-mortgage.html</link>
    <description>Top 5 factors considered by mortgage service providers while evaluating the loan are as follows:  1. Liabilities  Borrowers who have more liabilities and</description>
    <pubDate>Thu, 23 Sep 2010 19:21:14 GMT</pubDate>
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    <title>When retirement isn't voluntary</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#When-retirement-isn't-voluntary</link>
    <description>You may have had a retirement &quot;plan&quot; that called for you to work until you were 70, but if your employer had other plans, you may find yourself retired a decade early.

Here are some things you can do about it...</description>
    <pubDate>Fri, 03 Sep 2010 16:41:58 GMT</pubDate>
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    <title>Financial Planning for Your Family’s Well-being</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#Financial-Planning-for-Your-Family’s-Well-being</link>
    <description>As a current member of the evolving Sandwich Generation spanning in age from the 30s to the 60s, you may feel the ever-challenging financial squeeze of simultaneously caring for you and your spouse, your aging parents and your dependent children...

Read more:</description>
    <pubDate>Thu, 02 Sep 2010 13:30:08 GMT</pubDate>
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    <title>Take good look at finances when remarrying</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#Take-good-look-at-finances-when-remarrying</link>
    <description>Financial planning for marriage is more complicated the second time. People who have children now may want to plan more carefully, now that they're familiar with the financial consequences of divorce or the death of a spouse.

What past obligations can haunt a future marriage?

Read more...</description>
    <pubDate>Tue, 31 Aug 2010 01:51:22 GMT</pubDate>
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    <title>Capacitaron a estudiantes en planificacion financiera</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#Capacitaron-a-estudiantes-en-planificacion-financiera</link>
    <description>Ojala que este tipo de iniciativas sean mas difundidas en las escuelas de Latinoamerica. Para leer mas haz click aqui:</description>
    <pubDate>Fri, 27 Aug 2010 20:59:11 GMT</pubDate>
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    <title>Financial Illiteracy Is Killing Us</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#Financial-Illiteracy-Is-Killing-Us</link>
    <description>41% of US adults, or more than 92 million people living in America, gave themselves a grade of C, D, or F on their knowledge of personal finance...

Read more:</description>
    <pubDate>Wed, 25 Aug 2010 18:42:58 GMT</pubDate>
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    <title>People are happier when they have a financial plan</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#People-are-happier-when-they-have-a-financial-plan</link>
    <description>A study conducted for the Financial Planning Standards Council shows that people who have dealt with a professional to develop a comprehensive financial plan are a lot happier than those who haven't.

Read more:</description>
    <pubDate>Tue, 03 Aug 2010 02:39:51 GMT</pubDate>
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    <title>Financial planning for household income fluctuations</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#Financial-planning-for-household-income-fluctuations</link>
    <description>For those whose income situation fluctuates widely this article might be helpful:</description>
    <pubDate>Wed, 21 Jul 2010 21:22:28 GMT</pubDate>
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    <title>ExpoTus Finanzas en Honduras</title>
    <link>http://www.financialplanninginfoguide.com/expotus-finanzas-en-honduras.html</link>
    <description>Para contribuir al mejor uso de las finanzas personales se llevará a cabo mañana, por primera vez en la capital industrial, la Expo Tus Finanzas.  José</description>
    <pubDate>Wed, 21 Jul 2010 21:17:40 GMT</pubDate>
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    <title>Free advice: The Money Bus going to KC this weekend </title>
    <link>http://www.financialplanninginfoguide.com/free-advice-the-money-bus-going-to-kc-this-weekend.html</link>
    <description>The Money Bus will stop in Kansas City this Friday and Saturday as part of its second year of coast to coast stops to help individuals and families.  The</description>
    <pubDate>Tue, 20 Jul 2010 23:18:59 GMT</pubDate>
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    <title>Need a Mortgage? Don’t Get Pregnant</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#Need-a-Mortgage?-Don’t-Get-Pregnant</link>
    <description>Back in the slapdash days of easy credit, lenders were more likely to overlook the fact that a parent was out on maternity or paternity leave. But now that lenders have become more conservative...

Read this article in the NY Times:</description>
    <pubDate>Tue, 20 Jul 2010 21:29:03 GMT</pubDate>
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    <title>Best iPhone Personal Finance Apps</title>
    <link>http://www.financialplanninginfoguide.com/best-iphone-personal-finance-apps.html</link>
    <description>Identifying the best personal finance applications, or apps, for the iPhone is a daunting task, given the number of choices available.  Read this article</description>
    <pubDate>Wed, 07 Jul 2010 23:46:42 GMT</pubDate>
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    <title>Mint.com Expands Into Financial Planning Tools</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#Mint.com-Expands-Into-Financial-Planning-Tools</link>
    <description>The budgeting site Mint.com now wants to do more than just help you track your money and find good credit card deals. It wants to help you figure out the best way to reach your long-term financial goals. Read more...</description>
    <pubDate>Thu, 01 Jul 2010 22:38:33 GMT</pubDate>
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    <title>Entrevista en Teleamiga - Finanzas Personales</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#Entrevista-en-Teleamiga---Finanzas-Personales</link>
    <description>Aquí les dejamos una serie de videos en un programa de televisión donde se habla de finanzas personales...</description>
    <pubDate>Thu, 01 Jul 2010 22:33:43 GMT</pubDate>
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    <title>¿A qué edad vas a retirarte?</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#¿A-qué-edad-vas-a-retirarte?</link>
    <description>Varios países comienzan a elevar la edad de jubilación, presionados por los costos presupuestales; cada vez nacen menos y la vida se prolonga, por tanto hay menos recursos para pagar las pensiones. Lee más en el siguiente artículo...</description>
    <pubDate>Thu, 01 Jul 2010 22:25:21 GMT</pubDate>
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    <title>Having children could be a million dollar decision</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#Having-children-could-be-a-million-dollar-decision</link>
    <description>If you consider the costs of housing, education, food, clothing, health care, etc. you can easily reach a six figure budget. Will this stop you having family?...</description>
    <pubDate>Wed, 23 Jun 2010 04:31:30 GMT</pubDate>
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    <title>Debt reduction - What is good and bad debt?</title>
    <link>http://www.financialplanninginfoguide.com/debt-reduction.html</link>
    <description>Knowing the difference is very important for debt reduction and to realize the consequences of our behavior</description>
    <pubDate>Wed, 23 Jun 2010 04:01:13 GMT</pubDate>
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    <title>Learning how to invest</title>
    <link>http://www.financialplanninginfoguide.com/learning-how-to-invest.html</link>
    <description>Learning how to invest. A beginner's guide...</description>
    <pubDate>Mon, 21 Jun 2010 21:39:29 GMT</pubDate>
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    <title>Investment planning to make your wealth grow</title>
    <link>http://www.financialplanninginfoguide.com/investment-planning.html</link>
    <description>Surely any wealth you admire was created following a plan. Learn investment planning to create your too.</description>
    <pubDate>Mon, 21 Jun 2010 21:27:08 GMT</pubDate>
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    <title>Are Fathers Good Financial Role Models?</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#Are-Fathers-Good-Financial-Role-Models?</link>
    <description>It has long been known that children mimic their parents’ attitudes and habits.  That means that adults need to not only teach, but also demonstrate sound personal finance habits through their lifestyle.  Look at the following checklist to see if your behavior reflects what you want to be teaching your children about money...</description>
    <pubDate>Sat, 19 Jun 2010 03:47:49 GMT</pubDate>
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    <title>Happiness linked to financial planning, research shows</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#Happiness-linked-to-financial-planning,-research-shows</link>
    <description>Aviva report claims that overall happiness and self-esteem are influenced by our sense of financial control and not by how much we earn each year...</description>
    <pubDate>Thu, 17 Jun 2010 04:24:43 GMT</pubDate>
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    <title>Manage your finances for free with Google Docs templates</title>
    <link>http://www.financialplanninginfoguide.com/manage-your-finances-for-free-with-google-docs-templates.html</link>
    <description>These templates can help you create a basic budget, pay off debt and to grow your savings.  Don't miss it. Here's a link:  http://www.google.com/google-d-s/templates_finance.htm</description>
    <pubDate>Sat, 12 Jun 2010 06:20:19 GMT</pubDate>
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    <title>Oportunidad de negocio</title>
    <link>http://www.financialplanninginfoguide.com/oportunidad-de-negocio.html</link>
    <description>Para evaluar una oportunidad de negocio y mejorar tus finanzas personales debes saber lo que hay afuera</description>
    <pubDate>Sat, 12 Jun 2010 02:24:44 GMT</pubDate>
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    <title>GMAC Finds 38 Million Drivers Probably Should Not Be Driving</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#GMAC-Finds-38-Million-Drivers-Probably-Should-Not-Be-Driving</link>
    <description>Nearly 1 in 5 licensed drivers - roughly 38 million Americans - would not pass a written drivers test exam if taken today.

Read more to know how this can affect you...</description>
    <pubDate>Thu, 10 Jun 2010 04:24:44 GMT</pubDate>
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    <title>How health care bill affects retirement</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#How-health-care-bill-affects-retirement</link>
    <description>According to the following article the recently passed health care package will affect retirees in at least the following key ways:

Preventative care
Prescription drugs
Doughnut hole
Health insurance premiums
Early retiree coverage

Read more...</description>
    <pubDate>Thu, 27 May 2010 22:21:40 GMT</pubDate>
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    <title>Can You Handle the Four Fat Financial Fears?</title>
    <link>http://www.financialplanninginfoguide.com/financial-planning-blog.html#Can-You-Handle-the-Four-Fat-Financial-Fears?</link>
    <description>According to Dave Caruso, CFP, the four fears are: first how to deal with market volatility; second is outliving their income; third is getting organized; and fourth is having the right amount of information to make comfortable decisions.

Read more...</description>
    <pubDate>Thu, 27 May 2010 22:21:40 GMT</pubDate>
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